Our Services

Expert, friendly advice to help you secure the right mortgage. Compare options across a wide panel of lenders and get personalised guidance from start to finish.

Whole-of-market advice • No obligation chat

Clear advice, real options

We compare products across a wide range of lenders and explain everything in plain English — so you can choose with confidence.

First-time buyer

Buying your first place can feel confusing — deposit sizes, credit checks, and what to do first. We guide you from an Agreement in Principle to getting your keys, keeping every step simple and transparent.

Start your plan

Home mover

Selling and buying together is a juggle. Not sure whether to port your current rate or switch lender? We coordinate timing and costs so your sale and purchase stay aligned — no nasty surprises.

Talk timings

Remortgage

If your deal is ending, your payments could jump. Whether you want to fix a rate, release equity, or just avoid the lender’s variable rate, we’ll compare the market and show real costs and savings.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Check my deal

Buy-to-Let

Investing or growing a portfolio? Lenders assess rental income and stress-test rates differently. We’ll match products to single lets, HMOs, or portfolios — aligned to your yield and risk.

Not all Buy-to-Let mortgages are regulated by the Financial Conduct Authority.

Discuss yields

Self-employed & contractors

Contracts, dividends, retained profit — it’s not always straightforward. We package your income the way each lender prefers, so solid applications aren’t tripped up by presentation.

See what’s possible

Credit blips & specialist

Had late payments, defaults or a CCJ? There are still routes forward. We’ll set honest expectations, show which lenders may consider you, and plan the steps to get you mortgage-ready.

Speak openly

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Protect what matters most

Plans that help your family stay financially secure when life doesn’t go to plan — explained in plain English and tailored to you.

Life Cover

Life is precious and unpredictable. Life cover can provide a lump sum for your family if you die during the policy term — easing money worries at a difficult time. We’ll help you choose a policy that fits your goals and budget. Conditions and exclusions apply.

Talk life cover

Critical Illness Cover

A serious diagnosis can stop you working and increase costs. Critical illness cover pays a tax-free lump sum on diagnosis of specified conditions — helping with bills, treatment or time off. We’ll outline what’s covered and find a suitable option. Conditions and exclusions apply.

Discuss critical illness

Income Protection

If illness or injury keeps you off work, income protection can replace part of your earnings each month — so essentials like the mortgage and bills are covered. We’ll compare waiting periods, benefit levels and terms to suit your job and budget.

Explore income cover

Family Protection

A simple plan that brings key covers together — life, critical illness and/or income protection — to create a financial safety net for your household. Choose lump-sum or regular income benefits based on what your family would need.

Build a family plan

Buildings & Contents

Most lenders require buildings insurance for your home. We can also arrange contents cover for your belongings, with options like accidental damage, legal cover, new-for-old and away-from-home. Conditions and exclusions apply.

Get a home insurance quote

As with all insurance policies, conditions and exclusions will apply.

Why choose Signature One?

  • Whole-of-market access – compare deals across a wide range of lenders.
  • Personal adviser – a single point of contact throughout.
  • Trusted expertise – transparent, responsive, and hassle-free.
Book a Call

FCA Regulated

Signature One Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Decades of Knowledge

We bring extensive experience across first-time buyers, home movers, remortgages and buy-to-let clients.

Clear Communication

We explain every step in plain English so you can make confident decisions without jargon.

Ongoing Support

We’ll stay in touch beyond your mortgage application, reminding you of deals ending and future opportunities.

Signature One Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 1037756.